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For Physical Therapists · home health

Pick your visits. Set your rate. Walk out of the home with the note done and the deposit pending.

You went to PT school to move people — not to chase OASIS check-boxes for an agency that takes 60% of the visit and pays you in two weeks. CaraLoom is a per-visit 1099 marketplace built for home-health PTs who want the freedom of contract work without the burnout. You see the address, the patient story, and the offered rate before you accept. You publish your own schedule. Our AI strengthens your SOAP note in the home — without inventing clinical facts — so you finish documentation in the driveway, not at midnight. Funds settle to your bank 1–2 days after you sign the note.

No quota. No surprise drives. No agency cut larger than 12%.

See full pricing
Verified-settlement payouts HIPAA-ready (Vertex AI BAA) Identity + license verified
Transparent take

12 / 8 / 5 %

No agency markup. No insurance billing overhead unless you opt-in. No chasing checks.

Starter$0/mo12% per booking
Pro$49/mo8% per booking
Pro+$149/mo5% per booking

Funds settle to your bank 1–2 business days after the note is signed. Pro / Pro+ unlock instant payouts (1.5 % fee).

Why it pays

The economics, plainly.

Set your own per-visit rate

Typical home-health PT visits pay $60–$110 (routine) and $90–$130 (eval). Self-set marketplace rates land in the $100–$140 routine / $130–$180 eval band.

Illustrative range

Transparent take · 12/8/5%

25 visits/wk × $95 = $118,750/yr gross. Starter keeps ~$104,500, Pro ~$108,700, Pro+ ~$112,000 net of platform.

Illustrative range

Pro pays for itself at ~3 visits/month

Plus instant payouts, vanity URL (caraloom.com/your-slug), AI-strengthen, dedicated coordinator on Pro+.

Free care guides · PTs

Verified, public-domain guides you can share with the families you visit.

Browse the full library

Curated from federal public-domain and accredited sources. CaraLoom is not the publisher — credit and accreditation belong to the original organization.

Pain → Solved

What we’ve heard from agency PTs tired of productivity quotas and windshield time. And what we’re doing about it.

Pain
How CaraLoom solves it
6–8 visit/day productivity quota (“65% productivity”)
No quota. You publish the visits you’ll take this week.
Windshield time — unpaid travel between cases
Geography-aware matching. Set a service radius; matches are scored on travel distance first.
Documentation crush (OASIS-E, 60-day re-cert, daily SOAP)
AI-strengthen SOAP (clinician-authored, AI-assisted, Vertex AI BAA). OASIS-E stays with the HHA — we handle your daily SOAP.
Per-visit rate too low
You set the rate. Transparent take 12 / 8 / 5%.
2–4 week net pay
Verified-settlement: 1–2 days. Instant on Pro (1.5% fee).
No schedule control
You publish your bookable hours. No on-call. No mandatory weekends.
Honest answers

The questions a skeptical clinician asks first.

No marketing fluff. If CaraLoom doesn’t solve something, we say so.

Reserve your Pro spot in 60 seconds.

Your 8 % service rate locks in for life — even after we flip on subscription billing. No charge today. No credit card. We’ll email you the moment Pro goes live.

CaraLoom is a software marketplace — not a bank, escrow agent, or money transmitter. Funds are secured up-front through Stripe Connect and settle to the clinician once the visit is documented and verified.

CaraLoom is a marketplace — clinicians are independent licensed professionals, not employees. We verify and monitor licenses, though no screening is exhaustive. By booking, you agree to our Terms.

CaraLoom

The world's AI-powered home healthcare marketplace — bridging clinical rigor with human warmth.

care@caraloom.com

Serving families nationwide

HIPAA-ready End-to-end encrypted Background-checked

CaraLoom is a technology marketplace, not a direct care provider. Clinicians are independent licensed professionals. We verify identity and licenses at onboarding and monitor them on an ongoing basis; because no screening is exhaustive, use your judgment when choosing care. See our Trust & Safety page.

A marketplace, not a care provider

CaraLoom is a technology marketplace and care-coordination platform — not a healthcare provider, staffing agency, or employer of clinicians. Clinicians are independent, licensed professionals who run their own practices. Bookings, rates, and care plans are agreements made directly between families and clinicians.

Payments & settlement

CaraLoom is a software platform and not a bank, escrow agent, or money transmitter. We utilize third-party payment processors (Stripe and Stripe Connect) to facilitate direct clinician-to-family transactions based on verified service-delivery milestones. Funds are secured up-front at booking and scheduled for payout once the clinician signs the clinical visit log.

Profiles & verification

Profiles, reviews, and messages are created by our users. We verify each clinician's identity and license at onboarding and monitor license status on an ongoing basis. No screening is ever exhaustive, so we encourage families to interview clinicians and use their own judgment when choosing care. See what we check on our Trust & Safety page.

AI guidance

Cara and other AI features are informational and are not a substitute for professional medical advice, diagnosis, or treatment. Please talk to your physician or another qualified provider about any medical question.

Emergencies

If you are experiencing a medical emergency, call 911.

Promotions & marks

Promotional offers and referral rewards are subject to their stated terms and may change. CaraLoom℠ and “Care that comes home to you.” are service marks of CaraLoom, Inc. © 2026 CaraLoom, Inc. Your use of this site is subject to our Terms of Service and Privacy Policy.

© 2026 CaraLoom, Inc. All rights reserved. Independent clinicians, supported by intelligent technology.

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