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For Pediatric Physical & Occupational Therapists · in-home

Grow your pediatric practice past the Early Intervention ceiling — without a clinic lease.

You came up through your state’s Part C Early Intervention program. The work is meaningful and the contracts are reliable, but the ceiling is real — fixed reimbursement per session, agency overhead, and clients age out at 3. CaraLoom is built for pediatric PTs and OTs who want to layer a private-pay practice on top of (or in place of) EI work. Families search by age band, condition (gross motor delay, sensory processing, fine-motor / handwriting, ASD support), language, and in-home availability. You set the rate. Sessions are in-home; AI strengthens your SOAP between visits in the car so notes finish before bedtime stories.

In-home sibling-friendly sessions are the killer feature — busy parents pay a premium for what doesn’t exist in a clinic.

See full pricing
Verified-settlement payouts HIPAA-ready (Vertex AI BAA) Identity + license verified
Transparent take

12 / 8 / 5 %

No agency markup. No insurance billing overhead unless you opt-in. No chasing checks.

Starter$0/mo12% per booking
Pro$49/mo8% per booking
Pro+$149/mo5% per booking

Funds settle to your bank 1–2 business days after the note is signed. Pro / Pro+ unlock instant payouts (1.5 % fee).

Why it pays

The economics, plainly.

Cash-pay pediatric therapy rates

In-home pediatric PT/OT private-pay $115–$175 per 45–60 min; eval $135–$220. Premium metros (NYC, SF, Boston, DC, Seattle) trend 15–25% higher.

Illustrative range

Transparent take · 12/8/5%

15 in-home visits/wk × $145 = $9,425/mo gross; Pro keeps ~$8,621/mo.

Illustrative range

EI work stays — this is additive

Most CaraLoom pediatric therapists keep some EI hours and layer 8–15 private-pay visits/wk on top.

Free care guides · Pedi PT/OT

Verified, public-domain guides you can share with the families you visit.

Browse the full library

Curated from federal public-domain and accredited sources. CaraLoom is not the publisher — credit and accreditation belong to the original organization.

Pain → Solved

What we’ve heard from EI-program graduates and private-pay pediatric specialists. And what we’re doing about it.

Pain
How CaraLoom solves it
EI reimbursement ceiling per session
You set the cash-pay rate; EI contracts are unaffected.
Clients age out at 3 (Part C transition)
Cash-pay families bring you school-age kids (handwriting, gross motor, ASD) that EI doesn’t cover.
Clinic-based sessions don’t generalize
In-home is the default; you see the actual stairs, the actual sensory environment.
Documentation between sibling chaos
AI-strengthen SOAP, clinician-authored, AI-assisted.
Slow agency net pay
1–2 day verified-settlement.
Honest answers

The questions a skeptical clinician asks first.

No marketing fluff. If CaraLoom doesn’t solve something, we say so.

Reserve your Pro spot in 60 seconds.

Your 8 % service rate locks in for life — even after we flip on subscription billing. No charge today. No credit card. We’ll email you the moment Pro goes live.

CaraLoom is a software marketplace — not a bank, escrow agent, or money transmitter. Funds are secured up-front through Stripe Connect and settle to the clinician once the visit is documented and verified.

CaraLoom is a marketplace — clinicians are independent licensed professionals, not employees. We verify and monitor licenses, though no screening is exhaustive. By booking, you agree to our Terms.

CaraLoom

The world's AI-powered home healthcare marketplace — bridging clinical rigor with human warmth.

care@caraloom.com

Serving families nationwide

HIPAA-ready End-to-end encrypted Background-checked

CaraLoom is a technology marketplace, not a direct care provider. Clinicians are independent licensed professionals. We verify identity and licenses at onboarding and monitor them on an ongoing basis; because no screening is exhaustive, use your judgment when choosing care. See our Trust & Safety page.

A marketplace, not a care provider

CaraLoom is a technology marketplace and care-coordination platform — not a healthcare provider, staffing agency, or employer of clinicians. Clinicians are independent, licensed professionals who run their own practices. Bookings, rates, and care plans are agreements made directly between families and clinicians.

Payments & settlement

CaraLoom is a software platform and not a bank, escrow agent, or money transmitter. We utilize third-party payment processors (Stripe and Stripe Connect) to facilitate direct clinician-to-family transactions based on verified service-delivery milestones. Funds are secured up-front at booking and scheduled for payout once the clinician signs the clinical visit log.

Profiles & verification

Profiles, reviews, and messages are created by our users. We verify each clinician's identity and license at onboarding and monitor license status on an ongoing basis. No screening is ever exhaustive, so we encourage families to interview clinicians and use their own judgment when choosing care. See what we check on our Trust & Safety page.

AI guidance

Cara and other AI features are informational and are not a substitute for professional medical advice, diagnosis, or treatment. Please talk to your physician or another qualified provider about any medical question.

Emergencies

If you are experiencing a medical emergency, call 911.

Promotions & marks

Promotional offers and referral rewards are subject to their stated terms and may change. CaraLoom℠ and “Care that comes home to you.” are service marks of CaraLoom, Inc. © 2026 CaraLoom, Inc. Your use of this site is subject to our Terms of Service and Privacy Policy.

© 2026 CaraLoom, Inc. All rights reserved. Independent clinicians, supported by intelligent technology.

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