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For Occupational Therapists · home health

Stop waiting for last-minute PRN texts. See your visits a week out, accept on your terms, pocket 88–95% of the rate.

Most PRN home-health OT work runs on the same broken loop: an agency texts you Sunday night, the visit is 40 minutes from home, the rate is $58, and net pay is two weeks out. You take it because the alternative is no work at all. CaraLoom flips that. Visits are posted with the address, the patient story, the offered rate, and the schedule window — you decide before you commit. You set a service radius so no one routes you to the next county. Our AI strengthens your SOAP note in the home so you finish documentation between visits, not at midnight. Funds settle in 1–2 days.

No quota. No surprise drives. No 60% agency cut.

See full pricing
Verified-settlement payouts HIPAA-ready (Vertex AI BAA) Identity + license verified
Transparent take

12 / 8 / 5 %

No agency markup. No insurance billing overhead unless you opt-in. No chasing checks.

Starter$0/mo12% per booking
Pro$49/mo8% per booking
Pro+$149/mo5% per booking

Funds settle to your bank 1–2 business days after the note is signed. Pro / Pro+ unlock instant payouts (1.5 % fee).

Why it pays

The economics, plainly.

Set your own per-visit rate

Home-health OT routine visits typically pay $55–$105 and evals $80–$120. Self-set marketplace rates land in the $95–$130 routine / $125–$170 eval band.

Illustrative range

Transparent take · 12/8/5%

12 PRN visits/wk × $85 = $4,420/mo gross; Pro keeps ~$4,066/mo.

Illustrative range

No empty-PRN weeks

Repeat-family demand attribution routes recurring offers (re-cert, multi-visit POC) back to you first.

Free care guides · OTs

Verified, public-domain guides you can share with the families you visit.

Browse the full library

Curated from federal public-domain and accredited sources. CaraLoom is not the publisher — credit and accreditation belong to the original organization.

Pain → Solved

What we’ve heard from PRN moonlighter OTs. And what we’re doing about it.

Pain
How CaraLoom solves it
Last-minute PRN texts with no context
Visit listings show address, dx, plan of care, rate, schedule window — before you accept.
40-mile drives for one $58 visit
Hard service radius; matching is geography-first.
2-week net pay
1–2 days standard, instant on Pro (1.5% fee).
Re-credentialing with every new agency
One CaraLoom credential is portable across every booking.
OASIS-E + 60-day re-cert + daily SOAP
AI-strengthen for your daily notes. OASIS-E stays with the HHA — we don’t replace the agency’s OASIS instrument.
No-show / cancellation fights
Family pays up-front; 24-hour cancellation kill fee paid to you.
Honest answers

The questions a skeptical clinician asks first.

No marketing fluff. If CaraLoom doesn’t solve something, we say so.

Reserve your Pro spot in 60 seconds.

Your 8 % service rate locks in for life — even after we flip on subscription billing. No charge today. No credit card. We’ll email you the moment Pro goes live.

CaraLoom is a software marketplace — not a bank, escrow agent, or money transmitter. Funds are secured up-front through Stripe Connect and settle to the clinician once the visit is documented and verified.

CaraLoom is a marketplace — clinicians are independent licensed professionals, not employees. We verify and monitor licenses, though no screening is exhaustive. By booking, you agree to our Terms.

CaraLoom

The world's AI-powered home healthcare marketplace — bridging clinical rigor with human warmth.

care@caraloom.com

Serving families nationwide

HIPAA-ready End-to-end encrypted Background-checked

CaraLoom is a technology marketplace, not a direct care provider. Clinicians are independent licensed professionals. We verify identity and licenses at onboarding and monitor them on an ongoing basis; because no screening is exhaustive, use your judgment when choosing care. See our Trust & Safety page.

A marketplace, not a care provider

CaraLoom is a technology marketplace and care-coordination platform — not a healthcare provider, staffing agency, or employer of clinicians. Clinicians are independent, licensed professionals who run their own practices. Bookings, rates, and care plans are agreements made directly between families and clinicians.

Payments & settlement

CaraLoom is a software platform and not a bank, escrow agent, or money transmitter. We utilize third-party payment processors (Stripe and Stripe Connect) to facilitate direct clinician-to-family transactions based on verified service-delivery milestones. Funds are secured up-front at booking and scheduled for payout once the clinician signs the clinical visit log.

Profiles & verification

Profiles, reviews, and messages are created by our users. We verify each clinician's identity and license at onboarding and monitor license status on an ongoing basis. No screening is ever exhaustive, so we encourage families to interview clinicians and use their own judgment when choosing care. See what we check on our Trust & Safety page.

AI guidance

Cara and other AI features are informational and are not a substitute for professional medical advice, diagnosis, or treatment. Please talk to your physician or another qualified provider about any medical question.

Emergencies

If you are experiencing a medical emergency, call 911.

Promotions & marks

Promotional offers and referral rewards are subject to their stated terms and may change. CaraLoom℠ and “Care that comes home to you.” are service marks of CaraLoom, Inc. © 2026 CaraLoom, Inc. Your use of this site is subject to our Terms of Service and Privacy Policy.

© 2026 CaraLoom, Inc. All rights reserved. Independent clinicians, supported by intelligent technology.

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